Welcome to MoneyFlowPlan. These Terms & Conditions (“Terms”) govern your use of our website, services, and any content provided through our platform (collectively, the “Service”). By accessing or using MoneyFlowPlan, you agree to these Terms.

If you do not agree, please refrain from using the Service.



1. Service Overview


MoneyFlowPlan is a digital service that provides users with a personalized financial plan based on their self-reported inputs. This plan is delivered as a downloadable PDF and is intended for informational and educational purposes only.



2. Eligibility


To use our Service, you must be at least 18 years old or the legal age of majority in your jurisdiction.



3. User Information


You agree to provide accurate and complete information when using the Service. All financial recommendations and budget plans are generated based solely on the answers you provide.

MoneyFlowPlan is not responsible for incorrect or incomplete results due to inaccurate user inputs.



4. Payments and Pricing

• The service is offered as a one-time purchase, currently priced at $9 USD, unless otherwise stated (e.g., discount promotion).
• By submitting payment, you agree to the stated pricing and understand that this is a digital product.

5. Refund Policy


Due to the nature of digital delivery, all purchases are non-refundable, unless:

• You were charged more than once in error
• You did not receive your PDF plan after successful payment and submission

6. Use of Content


The financial plan you receive is for personal, non-commercial use only. You may not copy, distribute, resell, or modify our content or methodology without written permission from MoneyFlowPlan.



7. No Financial Advice


MoneyFlowPlan is not a financial advisor or licensed institution. The content is informational and does not constitute professional financial, legal, or tax advice.
Always consult a certified professional before making financial decisions.






9. Service Availability


We strive to provide a smooth and reliable user experience, but we do not guarantee uninterrupted access to the Service. We may suspend or modify features at any time without notice.



10. Limitation of Liability


To the fullest extent permitted by law, MoneyFlowPlan shall not be liable for any indirect, incidental, or consequential damages arising from the use of our Service or reliance on the information provided.



11. Changes to Terms


We reserve the right to update these Terms at any time. Users will be notified of significant changes via the website or email. Continued use of the Service constitutes acceptance of the revised Terms.