MoneyFlowPlan (“we”, “our”, or “us”) respects your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you use our service.

By using MoneyFlowPlan, you agree to the terms described below.



1. What We Collect


We collect only the minimum necessary information to provide our service:

• Personal Data:
• Your name and email address (submitted via form)
• Self-reported inputs:
• Your answers to our financial lifestyle questionnaire (e.g., income range, spending habits)

We do not collect or store banking information, card details, or government ID numbers.



2. How We Use Your Data


Your data is used to:

• Generate your personalized budget plan (PDF)
• Deliver the plan to your email
• Improve our product and user experience (in anonymized, aggregated form)

We do not sell your data.
We do not share it with third parties except for service providers necessary to operate the platform (e.g., email delivery tools like MailerSend, analytics like Plausible or Google Analytics).



3. Data Storage & Security


Your information is stored securely on GDPR/CCPA-compliant servers.
We use encryption and secure communication protocols (HTTPS) to protect your data.

We retain your responses and generated plans for up to 30 days, after which they are automatically deleted unless required for legal or customer support purposes.



4. Third-Party Tools


We may use the following tools to operate the service:

• Stripe / Paddle – for secure payment processing
• MailerSend / SendGrid – to deliver your PDF plan
• Plausible / Google Analytics – to understand general usage trends (no personal data)

These services comply with major data protection regulations and operate under strict confidentiality.



5. Your Rights (GDPR / CCPA)


Depending on your location, you have the right to:

• Request a copy of your stored data
• Ask us to delete your data
• Withdraw consent at any time
• File a complaint with your local data protection authority

6. Children’s Privacy


This service is not intended for individuals under the age of 18. We do not knowingly collect data from minors.



7. Changes to This Policy


We may update this Privacy Policy as needed.
Major changes will be communicated via the website or email.